------------------------------ Our Registration : Society Registration Act 1973, FCRA, 12A, 80G ------------------------------

SHG Promotion and Bank Linkages

Traditionally the solution to the problems of poverty was conceived as an increase in income levels through the generation of employment. However this vision has changed in the last two decades. ASRA shows how it is possible to promote livelihoods as a means for poverty reduction. A livelihood is a set of economic activities that involve self-employment and/or wage-employment. A livelihood is not only for generating income, it also encompasses empowerment and the dignity of people’s lives. Therefore, according to the ASRA values, livelihood promotion is not only based on the principles of economic growth, but also on equity and human rights.

The self-help group (SHG) approach is a new paradigm into the field of rural development which main objectives are to increase the well-being of the poor people, provide access to resources and credit, increase self-confidence, self-esteem and increase their creditability in all aspects of lives. Self-help group is a voluntary and self-managed group of women, belonging to similar socio-economic characteristics, who come together to promote savings among themselves. The poverty alleviation intervention of the SHG is in the form of undertaking economic programmes to provide employment, giving micro finance services to the poor so that they can get themselves acquainted with skills and occupational diversification. This new initiative was taken up by ASRA, implemented in 2004, to organize the poor into Self-help group.

ASRA explore the effectiveness of SHG in poverty reduction, particularly the assessment of strategies adopted by the members; the performance of SHG in income generation and the impact of micro credit on occupational structure of the members of the self-help groups (SHGs) i.e. basically provided by the SHGs’ to their members. The hypotheses that have been taken to fulfill the work are that the self-help groups have no impact on poverty alleviation and the availability of micro credit is not adequate to members of the self-help groups.

We have formed about 450 women's Self-Help Groups (SHGs) in 91 villages and 8 towns with around 4600 members. Most members of these SHGs belong to the marginalized --poor, Dalits, landless and displaced people.
arrow_sbconsultancy Some SHG’s has been linked up with the income generation programs and for rest we are exploring suitable IGA’s, for example mid day meal, dairy production, small shops, flour mill, Daliya production, Welding shop, Masala Udyog, Agarbatti / Mombatti making etc.
arrow_sbconsultancy Awareness level regarding Common issues is found more batter in SHG women rather than non SHG women.
Member-oriented Action Programmes are conceived and implemented which are recommended and demanded by the members. Most of these programmes are social and economic and even cultural. Such programmes are also usually the agenda of the development projects which promote SHGs. Programmes can be educational, additional income-generation, off-farm activities, labour-intensive activities, watershed-related and public works construction activities, harnessing water resources for drinking and irrigation, health, education, vocational training etc. etc. Development programmes can be directed at women, youth or farmers;

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